Indiana Workers’ Compensation Benefits
Workers’ compensation is publicly funded insurance. The employer pays money into the system and government employees decide which injured employees are eligible for compensation. Just as a person injured in a car accident retains an attorney to pressure the insurance company into paying fair compensation, so can an Indiana workers’ compensation law firm help you get the benefits to which you are entitled.
Am I Injured?
A common employer defense to an action brought by an Indiana workers compensation law firm is that a preexisting condition was aggravated and the injury did not occur at work. Most Indiana workers’ comp attorneys handle claims that involve either a sudden traumatic injury, such as a slip–and–fall, or a repetitive stress injury like carpal tunnel syndrome. To be entitled to benefits, you must establish that your injury occurred at work.
What benefits might I get?
Indiana workers’ compensation benefits are divided into three major categories:
- Partial wage replacement of up to two–thirds of your wages or salary. The operative phrase here is up to two–thirds. Those reviewing your claim may not be that generous. Regardless of the amount of money you actually earn, the award is capped at approximately $645 per week.
- Covered medical treatment, which accounts for 70 percent of Indiana workers’ comp payments. Workers’ comp authorizes payment only for those procedures and prescriptions deemed medically necessary.
- Impairment payment, which is made if you are unable to return to work or cannot assume your full pre-accident workload.
If you have been injured at work, it is critical to have an attorney serve as your advocate. To make sure you get fair compensation for your injuries, contact Young, Reverman and Mazzei to schedule your free consultation.