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Among the many challenges faced by injury victims in the aftermath of a traffic crash is dealing with insurance companies. Knowing what to say—and what not to say—can protect your ability to pursue damages if the wreck was caused by another’s negligence.
After you’ve reported the accident to law enforcement and received medical attention, you will need to notify your own insurance provider about the crash.
It’s important to be honest with your insurance company, but don’t offer unsolicited details. Insurance companies are in the business of making money, and their adjusters are looking for ways to limit or deny your claim.
Here are some tips to keep in mind when speaking with your insurance provider following a wreck:
In some cases, the insurance providers of other involved drivers may try to contact you after an accident. They may even try to lead you to believe that you need to provide a statement before you can file a claim.
You are not required to speak with other drivers’ insurance companies. In fact, it’s in your best interests to decline to make a statement to other insurance providers and instead refer them to your own insurance company or your attorney.
Do not discuss fault, consent to a recorded interview or provide information about the severity of your injuries to other drivers’ insurance providers. If you’re hurt and are considering filing a personal injury claim, speaking with other drivers’ insurance companies could affect the outcome of your case.
The attorneys at Young, Reverman & Mazzei are dedicated to helping injury victims pursue the financial security they need to move forward with their lives. If you were hurt in a crash caused by a careless driver, please call us today at 800-721-1678 or contact us online to arrange your free consultation.
We welcome clients from the greater Cincinnati and Dayton, Ohio, areas as well Kenton County, Campbell County and Boone County in Kentucky, and Dearborn County in Indiana. For a complete list of our offices and communities served, please visit our Directions page.
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